@BigTex your experience shows how alarmingly spot on AI has been getting in what you threw at it. It definitely matters in the information you provide to the AI agent (Grok, Copilot, ChatGPT) to get the answer you were expecting. AI is on course to fully replace jobs in areas like customer...
I think she should have stuck with the nutritionist in my honest opinion as that person would know more about her training level, general health than AI would. AI is indeed getting better and better and perhaps have her compare this plan with the plan the nutritionist had provided.
That's a very good question. I would bet the conversion would be to sell the BTC and then doing a buy of XMR. That ought to trigger the taxable event and whatever exchange would have to send the 1099 for it if over $600. I don't think there's a real way to avoid the taxable event when converting...